Collaborated with PineLabs team to build contactless payment for mobile app

While the COVID pandemic propelled the adoption of digital payments in India, a large and critical segment of small entrepreneurs were untouched by digitization. Pine Labs AllTap addressed this key segment especially small merchants, home entrepreneurs, street vendors, hawkers, cab drivers, and others who are not ready to invest in a traditional point-of-sale (PoS) terminal to accept digital payments.

Pine Labs AllTap addresses several pain points of small merchants. Merchants were enabled to switch to contactless digital payment, accept digital payments acceptance during door-step delivery, reduce the checkout time delays through quick tap-and-go payments.

The app requires little documentation for the digital onboarding of merchants, making it a quick to download and use solution.

How we helped

#Product Design | #Product Engineering

Auriga provided Pine Labs access to world class talent of Mobile Developers with expertise in Kotlin, Flutter, Swift. Our team closely worked with the key stakeholders and worked on developing multiple features of their App.

Pine Labs AllTap app allows Retail outlets to accept multiple modes of digital payment like UPI, debit/credit cards, link payment, digital wallets and more. It also has features which allow businesses to offer an option to buy now and pay later with easy EMI options to the customers.

Initially it was launched as a single Application to accept multiple modes of digital payment like UPI, debit/credit cards, link payment, digital wallets and more but later with the fintech revolution in India it evolve into a product with latest payment technologies like NFC , Tap and pay , EMI option provider to customers.

We have been working with Pinelabs for more than 2 years to evolve and iterate the product.

Platform – Android and iOS App

Highlights 

• Offers ‘tap on phone’ contactless payment acceptance for India certified by PCI SSC, RuPay, Visa, Mastercard and Amex
• ‘tap and pay’ feature within the app is secure and is certified by PCI Security Standards Council (PCI SSC), RuPay, Visa, Mastercard and Amex.
• For security purposes we implemented a 3 level attestation process, which provides authentication at device level and user level. 
• Static QR was provided to receive payment along with integration with four different wallets like phonepe, amazon pay, Freecharge and Airtel Pay.